Debit Cards

Responsible use

Choose a PIN (personal identification number) that a smart thief couldn't figure out. Avoid obvious choices, such as your address, phone number, or birth date.

Keep your PIN private. Memorize it. Don't write it down and never tell it to anyone.

Know your current account balance. Don't forget about checks that have not yet cleared your account.

Always take sales receipts and carbons. They may contain valuable information a thief could use to make mail, phone, or Internet purchases on your account.

Record your transactions in your check register as soon as possible. Remember to include any debit card fees that may apply. Then store your receipts safely in one place in case you need them later.

If your card is lost or stolen contact your card issuer immediately. This reduces your liability if fraud losses occur.